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Loan amount:
2,000 - 100,000 GEL
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Loan Currency:
GEL/USD
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Loan Term - months:
3- 60 months(In case of Movable property collateral Max. term - 36 months)
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Loan Purpose:
Vehicle purchase
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Interest Rate:
18% - 26%
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Commission fee for loan approval:
0.2% - 1%
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Borrower's status:
Individual
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Minimum monthly income:
Salary – 500 GEL; Rent - 500 GEL; Dividend – 1000 GEL
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Minimum work experience:
In Case of salary or dividend – 6 months; In Case of rent – 3 months
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Collateral:
Real estate and/or movable property; In case of minimum 30% Co-participation – the vehicle to be purchased
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Payment schedule:
Monthly – with equal payments; Individual
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Other Conditions:
Loan may be issued together with family member, on the basis of unified income
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Borrower's Insurance Requirements:
not required
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Collateral insurance Requirements:
by committee decision
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Collateral notarial registration:
not required
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